Business van insurance any driver – a buyer’s guide
Do you run a fleet of vans through your business? Perhaps you run a van hire company? Or, perhaps you have multiple people who regularly use your business vehicles?
Whatever your needs, ‘business van insurance any driver’ policies could be the perfect answer to your insurance needs. Our guide looks at what these policies cover and how they can benefit you.
What is a ‘business van insurance any driver’ policy?
A business van insurance any driver policy does exactly what the name suggests. Rather than insuring an individual to drive any vehicle, it provides insurance for a van – whoever is driving it.
When would I need any driver van insurance cover?
The main benefit of having a business ‘any driver’ policy is that it gives you flexibility in terms of how you manage your vans and commercial vehicles.
Using this type of policy, your vans can be used at any time by anybody. By having all your employees who are likely to be driving the van named on the policy, you can be sure that you are covered.
Situations where business van insurance any driver policies would be useful include:
• If you have a fleet of commercial vehicles used by different drivers
• If your van is being taken on a long trip and the driving will be shared between different drivers
• If you have multiple people who drive your van
• If you hire your van out to family, friends or clients on a regular basis
What cover is available?
There are typically three main types of cover available when you buy any driver van insurance:
• Third party – this covers damage to a third party’s vehicle or property and/or medical expenses for others involved in an accident
• Third party, fire and theft – as above but cover is included for theft of your van or a fire
• Comprehensive – as above but also covers loss of or damage to your own van, whether caused by fire, vandalism, an accident
Comprehensive insurance generally covers the widest range of risks although it is also normally the most expensive type of policy.
Where do I buy any driver business van insurance?
Van insurance is a specialist area and is not always available on the High Street. To find the right cover at the right price, more and more people are heading online to buy their van insurance.
Van insurance comparison websites such as ours let you obtain a range of any driver business van insurance quotes from a panel of leading providers in just a matter of minutes. You can then compare the costs and quality of cover before deciding which policy to buy.
So, why not get your quotes today?
